How to handle rude boss

All of us go through a situation wherein your boss is just so rude with you. He does not want to listen to your problems. Sometimes your boss will be very manipulative. Sometimes he will be loading you with lot of work. Sometimes your boss just does not like your face and hence he always tries to find faults with you and always be angry and rude with you. Even if you give your best at your workplace, for your boss it  is just worthless. He will never appreciate your efforts. Conversely he will get along well with other people in the office who lick his boots.

I have personally gone through such situation and when I got to know that everyone at some point of time face such rude boss in the company, organisation or office, I decided to put my thoughts about how to handle such rude boss.

Rude Boss

I am listing down some of the best ways to handle rude boss in the office below.

• If your boss is loading you with lot of pressure - In such situations, you have to explain him that with so much work, You can not balance your work and personal life. Also quality of work is getting degraded due to overload. Actually when your boss asks for any estimations of efforts, you must give inflated estimations. So even if he tries to reduce the estimations, You can finish the task comfortably. you need to set his expectation every time he gives you more tasks.
• If your boss is a micro-manager - Let me first explain what micro-manager means. After every half an hour or so your boss pings you and asks the work status. Sometimes it is very irritating because you can not spend time for some other personal activities like speaking on phone or if you have some other personal task that is more important and must be done on priority. In such kind of situations, you   can request your boss that he should not ask you for regular updates. But you will give him work updates after say considerable time when you have finished major part of the work. Tell him politely that you know your responsibilities very well and you will finish the given task before the deadline. Try to make him believe in your abilities.
• If your boss finds faults with you very often - Sometimes you do very quality work and still your boss does not like it. He wants it according to his ideology. To handle this kind of boss, you need to explain him that you have your own thought process and ideas and he is not supposed to downplay your efforts as long as other stakeholders have no issues with your work.

In summary, Keep in mind some important points to handle rude boss. Never insult your boss. Always give him respect. You should be very polite while putting your opinion in front of him.  

How to Deal with the egoistic person in the office?

Is someone irritating you in the office or at workplace? You talk with someone and that person doesnot care about what you are saying to him/her? Is someone always trying to show you down in the office meetings in front of your team lead, manager or boss? Is someone bullying at office ? Are you the victim of mental harassment in your office?

If your answer is yes to any of these questions, you must read this article on how to deal with egoistic person in the office. Let me clear one thing here that you are not alone who is going through such kind of situation. There are many others who face negative people in every walk of life.

You should understand the fact that bad people do exist in all offices and we have to face with them to carry out our daily tasks. That person could be your collegue or team lead or Boss. That person could be lady or arrogant man. It is just impossible to find out the office in this world where you will not find such egoistic person who thinks that he/she is the only smartest person in the office.

Personally I have faced many people with such attitude. Initially I thought this is just happening to me But when I looked around,  my friends were also facing trouble at office due to some negative mean people.

How you term an egoistic person in the office?

• Egoistic person wants to prove that he or she is the best among all.
• Egoistic person will never listen to you. He/She will force you listen to him/her.
• That person will always find faults with you even though you do your best.
• Egoistic person will never accept the mistakes.
• Expecting compliments and encouragement from such person is a distant dream.
• Egoistic person will always try to downplay your efforts.
• Talking to Egoistic person is always leaves a bad taste in a mouth.

After I faced 3-4 such people, I thought that I should write an article on how to deal with such irritating people. It was very frustrating to talk to such people. At some times, I thought I would avoid such people but due to office work, I had to face with them. So it was very important to find out some way to get rid of the frustartion and anger.

Believe me you need to develop a skill to tackle such kind of people. I am sharing some tips which  will help you remove frustration.

• If possible, In a very polite manner talk to that person and tell him/her that you are getting irritated by him/her. If he/she realises the mistake, You must feel relaxed.
• Otherwise Just avoid talking to such people unless there is official work.
• If that person tries to attack you, donot counter-attack. If you counter-attack, you will also fall in bad category.
• Donot let his/her comments intimidate you. Be fearless and confident. Don't let your mind get disturbed due to his/her comments. Have a strong control on your mind.
• Remember that if dog bites you, you don't bite him/her.
• If you are being mentally harassed very often, You must talk to your Supervisor/Manager.
• Discuss your issue with your friends/family. They will guide you properly Or at least give some important points.
• After all these measures if your problems are not solved, you must talk to HR in your company and get it resolved ASAP. Remember that stitch in time saves nine.
• Remember that if you tolerate him/her, It will encourage him/her to harass you more.

My honest opinion is that We should act in a more wise manner. We should not get involved in any kind of spat with anyone. If there are conflicts, they should be resolved amicably. And always keep in mind that there is a supernatural power that punishes such people directly/indirectly at some point of life for their bad deeds.

Home Loan Application Process in ICICI Bank

I have written this post to share my experience about the home loan process in ICICI Bank, Nagras Road, Aundh Pune.

Taking a Home loan  is a 2 step process -

1. Sanction Process
2. Disbursement Process (Legal and Technical)

Please  note that home loan process differs depending upon below factors - salaried/businessman, resale/new property etc.
I am salaried employee and I am applying for a home loan to buy a resale property. So this post applies to salaried-resale case.

Now let us understand the sanction process -
After you apply for a home loan, you will have to submit below documents.

• Passport size photo for Applicant & Co-applicant.
• ID proof (Pan card/Driving License/Passport/Election ID)- Applicant & Co-applicant.
• Age proof ( Pan card/Driving License/Passport/Election ID)- Applicant & Co-applicant.
• Residence proof (Electricity Bill/Leave & License Agreement & Telephone/Electricity Bill of Land line).
• Latest Land line or post-paid Mobile Bill.
• Latest salary slips ( Applicant & Co-applicant).
• Latest 6 months Bank Statement where salary gets credited.(Applicant & Co-applicant)
• Latest Form 16 (Applicant & Co-applicant).
• Administrative Fee cheque  favoring 'ICICI Bank Limited' (0.50% of Loan amount+Service Tax).
• Track record of All kinds of  loans if any (Personal/Auto etc)
• Bank Statement - 6 months
• Passport

In case there is existing loan on the property, Below documents (Seller's are required)

• Foreclosure Statement from the loan issuing bank.
• All documents submitted to the loan issuing bank.
• Repayment track of existing loan.

After you have submitted above documents, bank will sanction the loan and then home loan disbursement process starts.

There are 2 types of documents that are required to complete loan disbursement.

• Legal Documents

1. Latest Search and Title report
2. Draft Copy of Sale Deed
3. Society registration Certificate
4. NOC from Society
5. If there is existing loan on the property, Foreclosure letter and other documents submitted to the bank

• Technical Documents

1. Copy of previous agreement
2. Completion Certificate
3. Sanction plan/ Blue Print

 After clearance of above documents, Bank initiates the loan disbursement process.